PACL investment schemes

Fixed and Recurring Deposit Schemes: Benefits

PACL India offers two types of investment schemes:-

1. Instalment Payment Plans (IPP) in other words Recurring Deposit Plans
2. Cash Down Payment Plans (CDPP) in other words Fixed Deposit Plans

Other benefits-

1. No Tax Deduction on the maturity value as the income is an AGRICULTURAL INCOME
2. Provides 'Accidental Insurance Coverage' without any additional payment (activated after 60 days from the date of 1st term of the investment)
3. Yields investor around 12.5%  interest .

INSTALMENT PYMENT PLAN No. I-1 (FOR 66 MONTHS) (PLAN CODE 28) (OPTION 1) 51/2 YEARS

Sl. No.	Plot size(sq. yards)	Yearly	Half Yearly	Quarterly	Monthly	Total Investment	Maturity Amount	Accident benefits
1	150	1365	690	350	--	7500	10910	11250
1	200	1820	920	467	160	10000	14547	15000
2	300	2730	1380	700	240	15000	21820	22500
2	400	3640	1840	934	320	20000	29094	30000
3	450	4095	2070	1050	360	22500	32730	33750
4	600	5460	2760	1400	480	30000	43640	45000
5	750	6825	3450	1750	600	37500	54550	56250
6	800	7280	3680	1868	640	40000	58188	60000
7	900	8190	4140	2100	720	45000	65460	67500
8	1000	9100	4600	2335	800	50000	72735	75000

 INSTALMENT PAYMENT PLANS No. FOR 66 MONTHS (PLAN CODE 53) (OPTION I-1) 51/2 YEARS

1	1250	11375	5750	2920	1000	62500	90920	93750
2	2500	22750	11500	5840	2000	125000	181840	100000
3	3750	34125	17250	8760	3000	187000	272760	100000
4	5000	45500	23000	11680	4000	250000	363680	100000

 AGENTS BENEFITS AND CAREER

Pearls 12 years career systems

Rank	Promotion Quota (In Rs)	Minimum Promotee Agents
Estate advisor (Agent)	20,000	---
Senior Estate Advisor (Field Officer)	66,000	Min. 3 agents + continuation of min. 60% installments of self customers
Estate Organizer (Organizer)	2,00,000	Min. 1 S.E.A + 2 Promotee S.E.A or E.A directly and continuation of min. 60% installments of self customers
Senior Estate Organizer (Special Organizer)	4,00,000	Min. 1 Promotee E.O + 2 Promotee E.O or S.E.O or agents directly and continuation of min. 60% installments of self customers
Estate Executive (Inspector)	8,00,000	Min. 1 Promotee S.E.O + 2 Promotee S.E.O or E.O or S.E.A directly and continuation of min. 60% installments of self customers
Senior Estate Executive (Senior Inspector)	16,00,000	Min. 1 E.E + 2 Promotee E.E or S.E.O or E.O directly and continuation of min. 60% installments of self customers
Estate Coordinator (Development Officer)	29,00,000	Min. 1 Promotee E.E + 3 Promotee E.E or S.E.O or E.O directly
Senior Estate Coordinator (Regional Officer)	43,00,000
Estate Officer (Zonal Officer)	60,00,000
Senior Estate Officer (Sr. Zonal Officer)	86,00,000
Estate Consultant ( Sr. Zonal Officer)	1,15,00,000

Field workers commission and benefits:

Sl No	1st Yr rate in %	2nd yr rate in %	3 to 7th yr rate in %	7-9 yr	10 yr	Accident benefit
1	15	5	5	5	5	25000
2	4	0.5	--	0.5	0.5	25000
3	3	0.5	--	0.5	0.5	25000
4	2.6	0.25	--	0.5	0.5	50000
5	2.	0.25	--	0.5	0.5	50000
6	1.2	--	--	0.5	0.5	50000
7	1.2	--	--	0.5	0.5	50000
8	1.2	--	--	0.5	0.5	50000
9	1.2	--	--	0.5	0.5	75000
10	1.2	--	--	0.5	0.5	75000
11	1.2	--	--	0.5	0.5	75000
12	1.2	--	--	0.5	0.5	100000